Paytm first credit card apply, eligibility and offers

Paytm aka one97 communications had launched a joint venture, aggregation of big player like Citibank and Paytm had co-produced Paytm First Credit Card. Named as "First Credit Card" story follows.

How to apply Paytm First Credit Card


This is not first time, big companies had launched co-branded credit card with popular banks from many years. Credit cards like Amazon Pay credit card was launched with partnership with ICICI Bank, many credit cards with co-branded in pertolulum and airline industries.

Paytm first credit card apply, eligibility and offers - Techzost blog
Paytm first credit card apply, eligibility and offers - Techzost blog

Like Amazon Pay Credit Card, Paytm first credit card is also invite online, customer transactions credit information score like CIBIL and other factors are going to make important role for automated invite credit card system.

Paytm First Credit Card eligibility


Currently there is No, direct process for Paytm First Credit Card to apply online or through mobile application, You need to wait until you get invitation on your Paytm Mobile application.


Invite only system is currently available to users of tier 2 and tier 3 cities.


PayTM had rollout an mobile application update on 15/05/2019 which mentions paytm First Credit Card in Application change log.



Paytm First Credit Card offers Detail


Joining fee: Rs.500+GST (charged at the end of the year, waived on Rs.50k spend)

Card Type: Works on Visa Platform, contactless enabled. International acceptance, unlike Paytm Rupay debit card

Rewards: 1% Cashback on all spends, no upper cap.

Type of Reward system: as direct cashback to statement (not to wallet), auto-credited every month.

Other Benefits: Paytm promocodes worth Rs. 10,000 on spending a minimum of Rs. 10,000 in first 4 months. Link to T&C

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